Dealing With The Insurance Company After An Accident- A Full Guide!

When you get into an accident because of another party’s fault, the first thing you may be worried about is your damages. Medical expenses are no joke, and property damage can lead to a lot of unexpected costs. When you realize you have been in an accident, it is important to stop and speak to the other party to protect your rights. 

The insurance company is one of the first things you would have to deal with after suffering a car accident. Insurance companies are famous for using dirty tactics to lower claims. Therefore, it is important that you know how to deal with them. The best way to protect yourself is by hiring an auto accident attorney Albuquerque 

Why is dealing with the insurance company so difficult?

Dealing with the defendant’s insurance company after a car accident in Albuquerque can be difficult and complicated if you do not hire an attorney. Despite what they like to advertise, these organizations do not care about your well-being, nor do they want the best for you. When an accident happens, and you try to claim compensation, they will try their best to prevent you from succeeding. 

The insurance company may try to reject your claim as a whole, or they may try to offer an amount that is significantly less than what you deserve. This is because the longer they do not pay you, the longer they get to keep the money in their pockets. You must hire an attorney to help you during this process because it is easy to fall into their traps. 

Why does the insurance company contact you right after an accident?

The insurance company will try to contact you right after the accident. They will try to catch you at a time when you have not had the chance to see a doctor or go to the car repair shop for an estimate of your damages. It is crucial that you do not make any statements or assumptions about your damages until you are sure. 

For example, suppose you have internal injuries that are not apparent right after the accident. The insurance company calls you, and you tell them that you are fine. Later, you find out that you have severe internal injuries arising from the accident. Now, since you have already made a statement to the insurance company, it may cause problems in your claim. 

Should you agree to a recorded statement?

Generally, it is not recommended to agree to a recorded statement. It is also important to remember that you are not legally obligated to say yes to one. If you want to give a recorded statement anyway, you must only say the things approved by your attorney.

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